سیستم های پرداخت تلفن همراه
ترجمه نشده

سیستم های پرداخت تلفن همراه

عنوان فارسی مقاله: پرداخت تلفن همراه همه یکسان نیست: پذیرش سیستم های پرداخت تلفن همراه وابسته به فناوری کاربردی
عنوان انگلیسی مقاله: Mobile payment is not all the same: The adoption of mobile payment systems depending on the technology applied
مجله/کنفرانس: پیش بینی فناورانه و تغییرات اجتماعی – Technological Forecasting and Social Change
رشته های تحصیلی مرتبط: مدیریت
گرایش های تحصیلی مرتبط: بازاریابی
کلمات کلیدی فارسی: پرداخت تلفن همراه، پذیرش پرداخت، ارتباطات میدانی نزدیک، پاسخ سریع، خدمات پیام کوتاه
کلمات کلیدی انگلیسی: Mobile payments، Payments adoption، NFC، QR، SMS
نوع نگارش مقاله: مقاله پژوهشی (Research Article)
شناسه دیجیتال (DOI): https://doi.org/10.1016/j.techfore.2018.09.018
دانشگاه: Department of Economics and Business Studies, Universitat Oberta de Catalonya, Spain
صفحات مقاله انگلیسی: 14
ناشر: الزویر - Elsevier
نوع ارائه مقاله: ژورنال
نوع مقاله: ISI
سال انتشار مقاله: 2019
ایمپکت فاکتور: 4.852 در سال 2018
شاخص H_index: 93 در سال 2019
شاخص SJR: 1.422 در سال 2018
شناسه ISSN: 0040-1625
شاخص Quartile (چارک): Q1 در سال 2018
فرمت مقاله انگلیسی: PDF
وضعیت ترجمه: ترجمه نشده است
قیمت مقاله انگلیسی: رایگان
آیا این مقاله بیس است: بله
آیا این مقاله مدل مفهومی دارد: دارد
آیا این مقاله پرسشنامه دارد: دارد
آیا این مقاله متغیر دارد: دارد
کد محصول: E13382
رفرنس: دارای رفرنس در داخل متن و انتهای مقاله
فهرست مطالب (انگلیسی)

Abstract

1. Introduction

2. Mobile payment systems: SMS, NFC and QR

3. Theoretical framework: consumer mobile behaviour

4. Methodology: scope of study, measurement scales and data collection

5. Data analysis

6. Discussion and conclusions

Acknowledgements

Appendix A. Questionnaire

Appendix B. Demographic profiles of the respondents

References

بخشی از مقاله (انگلیسی)

Abstract

This study compares the factors that determine consumer acceptance SMS (Short Message Service), NFC (Near Field Communication) and QR (Quick Response) mobile payment systems, in addition to determining the principal factors which influence the adoption of these mobile payment systems as means payment. A comprehensive review of the scientific literature has justified the development of a behavioral model that explains intention to use of mobile payments. The results and novelty of this research lies in the formulation of a different behavior according to the use given by users to each of the proposed payment tools. The conclusions and implications for management provide alternatives for companies.

Introduction

In recent years, payment systems have evolved from simply cash or credit card transactions to different types of mobile payment systems. This transition has taken place due to changes in the economy, technological developments on the Internet, the proliferation of social networks, and increased use of mobile devices. Since smartphones are nowadays a pervasive commodity, consumers are benefiting from the ease and convenience of paying for goods and services when approaching this new payment channel. Mobile payment systems have adapted not only to a mostly digital and mobile free reality, but also to a new business climate, facilitating business transactions anywhere, anytime and for anyone. According Tecnocom (2015), while electronic or online payment systems have experienced significant growth, mobile payments have not met the initial expectations (Anil et al., 2003; Liang and Wei, 2004). The reasons are diverse: the strong competition between the various parties involved in the financial ecosystem (major technology companies, FinTech companies, startups, banks, etc.), the simultaneous development of FinTech industry and the challenge that implies the adoption of new FinTech systems by consumers, which is greatly impacted by the scarce knowledge regarding mobile payments (LiébanaCabanillas et al., 2015), the user confidence doubts (Sorkin, 2001; Yu et al., 2018), the complexity of the systems, privacy concerns and a lack of security (Hwang et al., 2003; Qin et al., 2017), among other reasons.