صنعت بیمه عمر در هند
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صنعت بیمه عمر در هند

عنوان فارسی مقاله: تأثیر آزاد سازی بر صنعت بیمه عمر در هند: یک رویکرد واقعاً چند متغیره
عنوان انگلیسی مقاله: Impact of liberalisation on Indian life insurance industry: A truly multivariate approach
مجله/کنفرانس: Iimb Management Review
رشته های تحصیلی مرتبط: مدیریت
گرایش های تحصیلی مرتبط: بیمه
کلمات کلیدی فارسی: بیمه عمر، IRDA، آزادسازی، LIC هند
کلمات کلیدی انگلیسی: Life insurance، IRDA، Liberalisation، LIC of India
نوع نگارش مقاله: مقاله پژوهشی (Research Article)
نمایه: Scopus - Master Journals List - DOAJ
شناسه دیجیتال (DOI): https://doi.org/10.1016/j.iimb.2019.03.003
دانشگاه: B K School of Business Management, Gujarat University, Ahmedabad, India
ناشر: الزویر - Elsevier
نوع ارائه مقاله: ژورنال
نوع مقاله: ISI
سال انتشار مقاله: 2019
ایمپکت فاکتور: 1/073 در سال 2019
شاخص H_index: 15 در سال 2020
شاخص SJR: 0/414 در سال 2019
شناسه ISSN: 0970-3896
شاخص Quartile (چارک): Q3 در سال 2019
فرمت مقاله انگلیسی: PDF
تعداد صفحات مقاله انگلیسی: 15
وضعیت ترجمه: ترجمه نشده است
قیمت مقاله انگلیسی: رایگان
آیا این مقاله بیس است: بله
آیا این مقاله مدل مفهومی دارد: دارد
آیا این مقاله پرسشنامه دارد: ندارد
آیا این مقاله متغیر دارد: دارد
کد محصول: E13951
رفرنس: دارای رفرنس در داخل متن و انتهای مقاله
فهرست انگلیسی مطالب

Abstract


Introduction


Aims and objectives


Literature review


Research methodology


Data analysis


Discussion of major findings


Conclusion


References

نمونه متن انگلیسی مقاله

Abstract


This study examines the impact of liberalisation on the Indian insurance industry by examining it in terms of its efficiency characterised by functional performance. Data of 552 respondents from Indian life insurers was used for the empirical examination. Multivariate analysis of variance (MANOVA) was conducted to test the hypotheses that the linear combinations of impact of liberalisation on the Indian life insurance industry characterised by marketing mix, service quality and insurance awareness might differentiate between groups characterised by gender, place of residence, types of relationship with Life Insurance Corporation (LIC), types of employee positions in LIC, and types of relationship with private players. The results reveal a positive impact of liberalisation on the Indian life insurance industry.


Introduction


The Indian life insurance industry has transitioned from an open competitive sector to a protected regime and then back to being a liberalised insurance sector in its 360-degree journey over a period of more than a hundred years. Nationalisation of the life insurance sector took place on 1st September 1956, with issuance of ordinance by Government of India (GoI) to dissolve 245 units (154 Indian insurers, 16 nonIndian insurers and 75 provident societies) into a giant, government-owned, autonomous entity, namely, Life Insurance Corporation of India (LIC) (IRDA, 2007). The purpose of the nationalisation of the life insurance sector was to increase the penetration of life insurance in the country, particularly in the deep rural areas in order to provide adequate life insurance cover at a reasonable cost to all insurable individuals. However, with the passage of time, it has been observed that the protected regime in the insurance sector has resulted in low insurance penetration and density. A mass of insurable individuals has remained without insurance cover. In the year 1993, the GoI set up the Malhotra Committee to evaluate the Indian insurance sector in terms of examining its structure, assessing its strengths and weaknesses, and reviewing the existing regulatory provisions in order to suggest reforms. Recommendations of the Malhotra Committee laid the foundation for the entry of private players (Rao, 2008). With the passage of the Insurance Regulatory Development Authority (IRDA) bill in March 2000, the protected Indian insurance sector was opened up and the entry barriers were removed for private players. The IRDA allowed entry of global insurance players, only with their domestic partners and with a limit of 26% FDI cap. Thus, the era of competition began, and it has wrought a transition in the Indian insurance industry.

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